FinCalc - GST, SIP & EMI

Investment Analysis

CAGR Calculator

Measure growth with Scientific Precision.

Annual Growth Rate

14.87%

Compounded Annually

Absolute Growth+100.0%
Total Multiplier2.00x

What is CAGR?

Compound Annual Growth Rate

CAGR represents the mean annual growth rate of an investment over a specified time period longer than one year. It's one of the most accurate measures to compare the performance of different investments, as it smooths out volatility and provides a "normalized" return rate.

The Formula

[(EV/BV)1/n] - 1

EV = Ending Value

BV = Beginning Value

n = Number of Years

When to Use CAGR

Understanding the right contexts for this metric

Stock Analysis

Compare stock performance across different time periods and market conditions

Mutual Funds

Evaluate fund returns against benchmark indices like Nifty or Sensex

Real Estate

Assess property value appreciation over years of ownership

Business Growth

Track revenue, profit, or user base growth for startups and companies

Absolute Returns

Use For: Short Term (< 1yr)

(Final - Initial) / Initial × 100

Simple total gain/loss percentage. Doesn't account for time period.

CAGR

Use For: Long Term (> 1yr)

[(EV/BV)^(1/n)] - 1

Annualized return assuming constant growth. Smooths volatility.

XIRR

Use For: Multiple Txns

Internal Rate of Return

Accounts for irregular cash flows (SIPs, withdrawals).